Ray, all my wife can think of is, to her, the complete certainty of us losing our Social Security which is the bulk of our income. If that happens, is there someplace where we and our dogs can go and be part of a communal setup? I'm a good cook and I love to bake. We're both in reasonably good health for old-timers.

I'm not convinced it's a certainty yet; I tolerate ambiguity far better than she does. Still, maybe one thing we need to do is to set up communes, start a nation-or planet-wide 'honeycomb' of communes. Maybe we can consult with Mondragon about how to do that. You've heard of them, am I right?